**Credit Analyst** Spartan Staffing of Bayamon, PR is now hiring Credit Analysts! A Credit Analyst evaluates the creditworthiness of individuals or businesses by analyzing financial data, such as income, assets, liabilities, and repayment history, to assess the risk of lending money. They determine risk levels, recommend loan approvals or denials, set credit limits, and ensure compliance with lending regulations. Spartan Staffing has helped job seekers find meaningful work for over 35 years. If you're looking for long-term, temp-to-hire or project-based roles in light industrial, clerical, CDL driving and more, we're here to help! With flexible opportunities and a team that's dedicated to your success, finding your next job has never been easier. Spartan Staffing operates in Puerto Rico as a sister company of PeopleReady, a leading staffing company putting work within reach for thousands of qualified and motivated local temporary workers. **Pay Rate:** _The pay rate for this job is $14 - $14 / hour*_ **What you'll be doing as a Credit Analyst:** + **Collections:** Call customer to follow-up payments + **Financial Analysis:** Analyze financial statements, cash flow, and tax returns to determine risk + **Reporting:** Prepare detailed credit reports and loan summaries for credit committees + **Portfolio Management:** Monitor current client accounts for compliance, payment trends, and potential risk changes + **Compliance & Policies:** Ensure all loan applications adhere to internal policies and external regulations **Available shifts:** Shift timings - 1st Shift (Day) **Job requirements:** + Applicants must be at least 18 years of age to be considered for employment with PeopleReady + **Education:** A Bachelor's degree in Finance, Accounting, Economics, or Statistics is typically required + **Analytical Skills:** Proficiency in financial statement analysis and modeling + **Software Proficiency:** Experience with MS Excel and specialized financial software + **Communication:** Strong written and verbal skills for producing reports and communicating with clients + Background Check Required **Ready to take control of the way you work?** Complete our application to join the PeopleReady team today. *Hourly pay rates are a good-faith estimate based on factors such as relevant skills, experience, education, training, geographic location and other considerations permitted by law. An employee's pay history will not be a contributing factor where prohibited by local law. Applications are accepted on an ongoing basis unless a deadline is otherwise stated. Employees and their eligible dependents are offered Medical/Dental/Vision insurance and short-term disability. More details about our benefits can be found by copying and pasting this URL into your browser: https://flimp.live/TrueBlueAssociates . Spartan Staffing of considers all applicants for employment regardless of background, in compliance with applicable laws regarding fair hiring practices. Spartan Staffing is an equal opportunity employer, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, sexual orientation, gender identity, or any other characteristics protected by law. We consider qualified applicants with arrest and conviction records in accordance with applicable law. TrueBlue, Inc. and its brands welcome and encourage applications from candidates with disabilities. Accommodations are available on request for candidates taking part in the selection process. If you require disability-related accommodation during the recruitment process, please contact your Recruiter or Employee Relations at HR-Advice@trueblue.com or 1.800.610.8920. TrueBlue, Inc. and its brands will consult with all applicants who request disability-related accommodation during the recruitment process to ensure that the accommodation provided takes into account the applicant's individual accessibility needs. \#PriL PeopleReady is an equal opportunity employer, and we value diversity. We do not discriminate based on race, religious affiliation, color, national origin, gender, age, marital status, sexual orientation, gender identity, veteran status, disability, or any other basis protected by law. We will get to know you and connect you with jobs that match your skills, experience and preferences. We work hard every single day to find jobs so each employee has opportunity and variety in their work.