Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.

As our Credit Advisor you’ll be the go-to expert on all credit and risk based products with emphasis and support to Private Banking relationship managers and business heads. You’ll be responsible for identifying, structuring, negotiating, and underwriting new credit opportunities. Every day, you’ll build trust with clients and your team in these interactions by learning new concepts and researching information in real-time to provide creative solutions. To thrive in this job, you need experience in risk and portfolio management with credit products. You should also be familiar with a credit analysis, relationship building and Microsoft Office

As our Credit Advisor you will:

Act as focal point with Relationship Managers and Business Heads

Identify, structure, negotiate and underwrite new credit opportunities

Build trust with clients and the team by learning new concepts and research information in real-time to provide creative solutions

For this role, HSBC targets a pay range between $100,000.00 and $170,000.00

The final fixed pay offer will depend on the candidate and a number of variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.

At HSBC, our overall goal is to provide a competitive Total Reward Package, with an appropriate mix of fixed pay, and variable pay, as part of an employee’s overall total compensation and benefits. Variable pay generally takes the form of discretionary, annual awards (sometimes referred to as a “bonus”). Additionally, HSBC offers a wide range of competitive and flexible benefits designed to help you improve your health and well-being, finances, and lifestyle.

Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.

As our Credit Advisor you’ll be the go-to expert on all credit and risk based products with emphasis and support to Private Banking relationship managers and business heads. You’ll be responsible for identifying, structuring, negotiating, and underwriting new credit opportunities. Every day, you’ll build trust with clients and your team in these interactions by learning new concepts and researching information in real-time to provide creative solutions. To thrive in this job, you need experience in risk and portfolio management with credit products. You should also be familiar with a credit analysis, relationship building and Microsoft Office

As our Credit Advisor you will:

Act as focal point with Relationship Managers and Business Heads

Identify, structure, negotiate and underwrite new credit opportunities

Build trust with clients and the team by learning new concepts and research information in real-time to provide creative solutions

For this role, HSBC targets a pay range between $100,000.00 and $170,000.00

The final fixed pay offer will depend on the candidate and a number of variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.

At HSBC, our overall goal is to provide a competitive Total Reward Package, with an appropriate mix of fixed pay, and variable pay, as part of an employee’s overall total compensation and benefits. Variable pay generally takes the form of discretionary, annual awards (sometimes referred to as a “bonus”). Additionally, HSBC offers a wide range of competitive and flexible benefits designed to help you improve your health and well-being, finances, and lifestyle.

You´ll likely have the following qualifications to succeed in this role:

Candidate should have experience in underwriting from start to finish credit memos for some of the following credit products:Lending secured by: Marketable securities, Single stock, Unsecured, Commercial Real Estate, Residential mortgages, Hedge Funds, Private Equity Capital Call (PECC/Subscription facilities), Art, Financial Sponsors (PE LP interest, PE co-investment and management fee lines), unlisted shares (privately held stock), Life Insurance Premium Finance (LIPF), Music rights lending, CAT B FX and Derivatives lending, Aircraft and Yacht lending

Underwriting includes:Spread personal financial statements, Cash flow analysis, Collateral analysis

Create Credit memo that discusses the following: Transaction summary, Structure of loan, Covenants, Collateral, Financials spreads, Risk and mitigants, Strength and weakness, Documentation, Recommendation

Candidate should have client facing experience and dealing with Private Bank High Net Worth Clients

In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the U.S. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position.

As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming, diverse and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future

All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.

You´ll likely have the following qualifications to succeed in this role:

Candidate should have experience in underwriting from start to finish credit memos for some of the following credit products:Lending secured by: Marketable securities, Single stock, Unsecured, Commercial Real Estate, Residential mortgages, Hedge Funds, Private Equity Capital Call (PECC/Subscription facilities), Art, Financial Sponsors (PE LP interest, PE co-investment and management fee lines), unlisted shares (privately held stock), Life Insurance Premium Finance (LIPF), Music rights lending, CAT B FX and Derivatives lending, Aircraft and Yacht lending

Underwriting includes:Spread personal financial statements, Cash flow analysis, Collateral analysis

Create Credit memo that discusses the following: Transaction summary, Structure of loan, Covenants, Collateral, Financials spreads, Risk and mitigants, Strength and weakness, Documentation, Recommendation

Candidate should have client facing experience and dealing with Private Bank High Net Worth Clients

In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the U.S. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position.

As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming, diverse and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future

All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.