**Your passion. Our purpose. This could be powerful.** Maybe the markets keep you up at night. Trusts are your forte. Or your idea of a perfect day at the office is a deep dive into equity research. Whatever your passion, at Edward Jones it will have purpose. Your work is meaningful - because it has a singular focus: client relationships. What you do every day helps people achieve and protect their financial goals. Impacting lives for the better. And with our remarkable work-life flexibility, one of the lives it could enhance is yours. **Job Overview** **Position Schedule:** Full-Time This job posting is anticipated to remain open for 30 days, from 05-Aug-2025. The posting may close early due to the volume of applicants. **Team Overview:** Do you have experience as a credit officer? Or experience in the banking industry? If so, this could be the right opportunity for you! In the Wealth Management Advice & Solutions (WMAS) division, we innovate, develop, evolve, and manage integrated advice, planning, products, and services, leveraging deep understanding of client and branch team needs. The Business Banking Unit is an area within WMAS helping branch teams to serve clients more deeply and effectively through the development and delivery of products, services, and processes to help clients specifically with their cash, savings, spending, and borrowing needs. We achieve this by building better tools and resources for branches and clients to explore as part of their full financial picture, to enhance the client experience. To further assist our clients in making sound financial choices, Edward Jones established the Utah based Industrial Bank. This bank will offer cash sweep deposits and securities-based lending services to Edward Jones clients to enhance versatility of our offerings and engage clients holistically on more of their financial and investment needs in the short, medium and long term. **What You Will Do:** We are seeking a Credit Analyst to join our team in Salt Lake City, Utah. The position would be responsible to the Chief Credit Officer of the start-up, de novo bank affiliated with Edward Jones. This role would assist in the analysis of risk within credit portfolios, in particular with securities-based lending. The position will also play an active role in the formulation and reporting on credit metrics and portfolios for senior management and lending committees, as well as reporting to meet regulatory requirements. Responsibilities include: + Development and maintenance of credit related reports that reflect portfolio and collateral trends + Portfolio collateral monitoring and reporting + Monitoring of credit established limits and triggers + Maintaining schedule of all credit related policies, procedures and Loan, counterparty and vendor reviews + Monitoring and reporting of all Bank credit related exceptions of underwriting guidelines and policies + Assist the CCO in management, compliance and regulatory reporting + Monitoring and reporting of compliance with Credit related loan conditions + Monitoring of the Bank's margin call process + Monitoring and reporting of economic, business and industry trends as pertains to lending + Analysis of Credit portfolio trends and identification of potential risk segments + Interaction with 3rd Party Vendors regarding the Credit report platform + Assist in the Credit review of loans as needed Edward Jones' compensation and benefits package includes medical and prescription drug, dental, vision, voluntary benefits (such as accident, hospital indemnity, and critical illness), short- and long-term disability, basic life, and basic AD&D coverage. Short- and long-term disability, basic life, and basic AD&D coverage are provided at no cost to associates. Edward Jones offers a 401k retirement plan, and tax-advantaged accounts: health savings account, and flexible spending account. Edward Jones observes ten paid holidays and provides 15 days of vacation for new associates beginning on January 1 of each year, as well as sick time, personal days, and a paid day for volunteerism. Associates may be eligible for bonuses and profit sharing. All associates are eligible for the firm's Employee Assistance Program. For more information on the Benefits available to Edward Jones associates, please visit our benefits page (https://secure.edwardjonesbenefits.com/fleet/public/index/f914262d-0362-4682-bd1e-0ccd25f1dfb1) . **Hiring Minimum:** $61600 **Hiring Maximum:** $101600 Read More About Job Overview **Skills/Requirements** **What Experience You Need:** + Bachelor's Degree required or equivalent experience + 2+ years' experience as a Credit Officer or equivalent position in the banking/financial services industry + Strong communication and organizational skills + Experience in financial services with an emphasis in the securities industry and securities-based lending + Must be able to evaluate portfolio trends and recognize areas of potential risk + Determine proper tools for risk analysis and to engage in the decision-making process of areas of risk focus **What Could Set You Apart:** + Financial services banking with strong emphasis on security based lending Read More About Skills/Requirements **Awards & Accolades** At Edward Jones, we are building a place where everyone feels like they belong. We're proud of our associates' contributions to the firm and the recognitions we have received. Check out our U.S. awards and accolades: Insights & Information Blog Postings about Edward Jones (https://careers.edwardjones.com/blog/?\_sft\_category=awards-accolades) Check out our Canadian awards and accolades: Insights & Information Blog Postings about Edward Jones (https://careers.edwardjones.com/en-CA/blogs/?\_sft\_category=awards-accolades-en-ca) Read More About Awards & Accolades **About Us** Join a financial services firm where your contributions are valued. Edward Jones is a Fortune 500¹ company where people come first. With over 9 million clients and 20,000 financial advisors across the U.S. and Canada, we're proud to be privately-owned, placing the focus on our clients rather than shareholder returns. Behind everything we do is our purpose: We partner for positive impact to improve the lives of our clients and colleagues, and together, better our communities and society. We are an innovative, flexible, and inclusive organization that attracts, develops, and inspires performance excellence and a sense of belonging. People are at the center of our partnership. Edward Jones associates are seen, heard, respected, and supported. This is what we believe makes us the best place to start or build your career. View our Purpose, Inclusion and Citizenship Report (https://careers.edwardjones.com/blog/edward-jones-releases-annual-purpose-inclusion-and-citizenship-report/?codes=DIRECT&utm\_source=DIRECT) . ¹Fortune 500, published June 2024, data as of December 2023. Compensation provided for using, not obtaining, the rating. Edward Jones does not discriminate on the basis of race, color, gender, religion, national origin, age, disability, sexual orientation, pregnancy, veteran status, genetic information or any other basis prohibited by applicable law. \#LI-HO