At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. **Job Description** The Consumer and Business Banking Chief Risk Officer (CRO) is the senior most operating officer for risk and risk-related governance within both our Consumer and Business Banking Product organization as well as our Branch and Small Business organization and reports directly to the head of Consumer and Business Banking Products, with dual reporting to the Chief Risk Officer (CRO) of U.S. Bank. The BL CRO is responsible for operating a Business Line or Support Function risk management program that supports compliance with the Company’s Risk Management Framework and Risk Appetite requirements. Business Line CROs also serve as a key liaison to the Second and Third Line of Defense functions. **KEY RESPONSIBILITIES** The CBB CRO is responsible for overseeing and directing activities to monitor ongoing compliance with our Risk Management Framework and Risk Appetite requirements. This includes involvement in strategic planning, business model decisions and other key business decision-making. This leader drives the identification of internal and external events as well as potential scenarios that could adversely impact the U.S. Bank and the CBB businesses. Additionally, this role is responsible to lead key risk program accountabilities across Consumer and Small Business Products and Branch and Small Business Banking: issue management, audit and exam management, assurance programs, resiliency, regulatory change management, model risk management, data risk governance, compliance risk management, risk profile and control design as well as SOX, FRRC and SOCR. The CBB CRO is responsible for the identification and escalation of material risks and control deficiencies to the appropriate parties, including significant instances where risks are not aligned with our Risk Appetite as well as significant instances of non-compliance with policy requirements. Other responsibilities include ensuring that appropriate actions are taken to evaluate root cause for adverse events, and to drive corrective actions to strengthen risk management practices or reduce risk across the business units. They also ensure adherence to programs that are established to attract, develop, and retain the talent and staffing levels necessary to support U.S. Bank’s Risk Management Framework and Risk Appetite.  The CBB CRO is a voting member of the Executive Risk Committee and several senior operating committees and subcommittees. They are a key member of both the Consumer and Small Business Products and Branch and Small Business Banking leadership teams and ensure appropriate risk governance and reporting within the teams. They interact regularly with executive leadership across the bank and banking regulators and maintain a close partnership with Fraud strategy to ensure optimization of fraud losses while also delivering distinctive client experience. **PREFERRED SKILLS/QUALIFICATIONS** + Strong understanding of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business + Job scope and complexity of assigned business is at the departmental or divisional level + Interact regularly with senior and executive leadership and possess advanced relationship and negotiation skills + Provide comprehensive weekly updates to Managing Committee Members + Advanced skill in handling challenging situations + Strong understanding of the business line’s operations, products/services, systems, and associated risks/controls + May be responsible for managing reporting, testing/monitoring, and exception/resolution activities + Regular exposure to regulatory and other agencies + Manage a team of Risk Professionals, and have responsibility for staffing, performance management, prioritizing, guidance and training + Mechanically proficient; particularly in Microsoft Office applications + Advanced degree or equivalent, applicable certifications + At least fifteen years applicable experience + Expert understanding of applicable laws, regulations, financial services, and regulatory trends that impact Operations + Highly skilled relationship and negotiation skills as well as strong ability to manage through crisis situations + Exceptionally strong oral and written communication, interpersonal, planning and implementation skills If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) . **Benefits:** Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): + Healthcare (medical, dental, vision) + Basic term and optional term life insurance + Short-term and long-term disability + Pregnancy disability and parental leave + 401(k) and employer-funded retirement plan + Paid vacation (from two to five weeks depending on salary grade and tenure) + Up to 11 paid holiday opportunities + Adoption assistance + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. **E-Verify** U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) . The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $274,295.00 - $322,700.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. **Posting may be closed earlier due to high volume of applicants.**