**Introduction** A career in IBM Consulting is rooted by long-term relationships and close collaboration with clients across the globe. You'll work with visionaries across multiple industries to improve the hybrid cloud and AI journey for the most innovative and valuable companies in the world. Your ability to accelerate impact and make meaningful change for your clients is enabled by our strategic partner ecosystem and our robust technology platforms across the IBM portfolio **Your role and responsibilities** This role is responsible for implementing and configuring SAP HANA FIN FSCM solutions for clients and serves as an expert working directly with customers to deliver high-quality results and be trusted business advice with deep understanding of and/or hands-on experience in the system. Focuses on understanding and analyzing business requirements, designing and configuring solutions, and ensuring successful project delivery. Utilizes business and industry knowledge, business processes and techno-functional solution expertise to effectively integrate packaged technology solutions with the goal of achieving client expectations. **Required technical and professional expertise** SAP ACM (Advanced Credit Management) consultant is responsible for implementing, configuring, and optimizing the advanced credit risk management solution in SAP. This module is part of SAP FSCM (Financial Supply Chain Management) and allows you to monitor customers' credit exposure in real time, establish credit policies, automate approval processes, and integrate external scoring data. Functional knowledge in credit management: -Credit policies; Credit risk assessment. -Determination of limits; Exposure calculationApproval workflows. -Knowledge of the sales and collection cycle (OTC - Order to Cash). SAP Credit Management (ACM) configuration: -Enabling and integrating the SAP Credit Management component into S/4HANA (UKM* transactions) **Preferred technical and professional experience** English B2 IBM is committed to creating a diverse environment and is proud to be an equal-opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender, gender identity or expression, sexual orientation, national origin, caste, genetics, pregnancy, disability, neurodivergence, age, veteran status, or other characteristics. IBM is also committed to compliance with all fair employment practices regarding citizenship and immigration status.