We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com (https://www.cibc.com/en/about-cibc.html) **What you’ll be doing** Enterprise Risk Management (ERM) establishes and provides an independent risk perspective, strategic direction, and leadership for various groups in ERM. One of the groups is Risk Data Management Office whose purpose is to promote and improve the value of risk data as a strategic asset within Risk Management. The core accountability of the Risk Data Management Office (RDMO) is to provide governance and oversight, to support various risk systems, as well as to execute risk data management processes across retail and wholesale credit risk data, market risk and trading credit risk, and operational risk data As a Consultant for Credit Data Warehouse and Risk Solutions Delivery team, you will ensure that Risk systems and data provide sufficient insight to support core risk reporting, and analytics needs and business decisioning. You will manage the Retail and Wholesale Credit Data Warehouse for Credit Risk Data and will also partner with the enterprise business stakeholders (Risk Management, Capital Markets, PBB, Finance, Treasury, Internal and External Auditors) and Technology & Operations to deliver data and project solutions for calculation of the regulatory and economic capital and enable core risk reporting, analytics as well as drive data quality improvement opportunities to changing regulatory direction and practices. Also the successful candidate will write business requirements (user stories), perform user acceptance testing to production deployment, to deliver business- and regulatory-driven initiatives, drive operational efficiencies and at the same time help in modernizing the legacy risk systems. _At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 1-3 days per week on-site, while other days will be remote._ **How you’ll succeed** + **Understanding and documenting requirements –** Work closely with business partners to gather complex business requirements and facilitate solution design discussions to ensure you meet project needs. Actively participate in Agile sprint reviews and backlog refinement. + **Analytical thinking –** Strong analytical, problem solving, and decision-making skills. Your experience should be sufficient to interpret risk measures, regulatory reporting guidelines / principles to deliver accurate and complete results to both internal and external clients. + **Regulatory acumen –** Excellent understanding of the regulatory landscape will result in producing quality, timely and accurate changes to CIBC’s systems. + **Relationship building –** You have well-developed communication skills to facilitate development of good working relationships within CIBC. You understand that different audiences have different communication needs / preferences and can tailor appropriately. + **Time management –** You recognize that multiple deliverables can have competing timelines and pro-actively plan out to distribute activities and to ensure all deliverables are within expected timelines. You understand that time management also includes being cognizant of others’ time as well. **Who you are** + **You have experience in credit risk warehouse project delivery and data governance. It’s an asset** if you have knowledge of retail and wholesale credit businesses and have knowledge of Risk-Weighted Assets (RWA) and Expected Credit Loss (ECL). + **You can demonstrate experience** in taking high level requirements from external regulators and translating them into system changes that fulfil both internal and external reporting. + **You have a strong understanding** of Basel II/III/IV Framework methodologies, relevant financial standards (IFRS-9) and BCBS 239 requirements for risk data aggregation & reporting, Capital Adequacy Reporting guidelines set out by OSFI (particularly Credit Risk) as well as how these are used within the bank. + **You are familiar with** relational databases and data analytical tools such as SQL, VBA, Databricks, SAS, Oracle, Cognos, Power BI + **You understand that success is in the details.** You notice things that others don't. Your critical thinking skills help to inform your decision making. You understand that even small changes can have far-reaching impacts. + **You act like an owner.** You thrive when you're empowered to take the lead, go above and beyond, and deliver results. + **You have a graduate degree in** Finance or other applicable discipline with exposure to machine learning coursework (Math, Data Analytics, Economics, Finance, Data Science). **It’s an asset** if you have a risk certification/accreditation such as FRM or CFA + **Values matter to you.** You bring your real self to work and you live our values - trust, teamwork, and accountability. **What CIBC Offers** At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. + We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. + Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. + We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development. *Subject to plan and program terms and conditions **What you need to know** + CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com + CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise. + You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. + We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency). + We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. **Job Location** Toronto-81 Bay, 29th Floor **Employment Type** Regular **Weekly Hours** 37.5 **Skills** Analytical Thinking, Business Requirements, Communication, Data Integration, Data Quality, Deliverables Management, Prioritization, Quality Improvement, Risk Analytics, Test Planning At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 44,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.