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GENERAL FUNCTION: Performs a variety of assigned duties and special projects within the defined framework of a management-training program involving hands-on rotations through key departments supporting Middle Market for assigned region. Becomes familiar with the business practices, operations, and procedures in each department rotation, acquiring the knowledge, skills, and experience

required for assuming a permanent role (sales or credit) in a Commercial department.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

DUTIES AND RESPONSIBILITIES:

Can complete underwriting process with some revision / oversightDemonstrate ability to assess credit risk using financial statement analysis, cash flow analysis, industry analysis, collateral analysis, guarantor analysis and loan structure analysisAccountable for updating financial covenants as neededRun Probability of Default (PD) model with oversightPartner with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing analytical tasks as neededResponsible for understanding and evaluating completed spreads to determine necessary editsResponsible for identifying and recommending preliminary portfolio management actions using Credit Service reporting and RADAR with some oversightCreate client presentation materials using PowerPoint, Excel, WordUtilize Dealpoint Profitability Analyzer to assess the client relationship and determine RAROC value.Assist in identifying and qualifying prospects with Relationship ManagerPartner with Relationship Managers, performing projects or analytical tasks as neededDraft initial deal screen / opportunity memos.Build an extensive network of contacts within Commercial and supporting divisions.Attend formal training classes, complete all assigned eLearning courses and participate in extensive self-learning.Perform other duties as assigned

SUPERVISORY RESPONSIBILITIES: None

KNOWLEDGE & SKILLS REQUIRED:

Candidates must be authorized to work in the U.S. without the need for employment-based immigration sponsorship now or in the futureGraduating Class of 2026 GPA 3.0 or higher Four-year undergraduate degree in Finance or AccountingRelevant internships and co-op program experienceOutstanding verbal and written communication skillsStrong analytical skillsAbility to work in a team environmentAbility to multi-task and to be flexibleMust be proficient with Microsoft office products, such as Word, Excel, PowerPointAbility to demonstrate initiative

Location / Travel: Candidates will be required to complete rotations in assigned region with travel throughout the Bancorp footprint based on business need.

Compensation:

We offer a competitive base salary that is reflective of the range of salary levels for all roles within this pay grade across the US. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education, and geographic location.

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

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Commercial Middle Market Leadership Program 2026 - Dallas

LOCATION -- Dallas, Texas 75240

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.