Austin, TX, 78703, USA
6 days ago
Collateral Underwriter
*D.R. Horton, Inc., the largest homebuilder in the U.S.,*was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website atwww.drhorton.comfor more information. **D.R. Horton, Inc.**is currently looking for a*_Collateral Underwriter_*. The right candidate is responsible for reviewingresidential real estate appraisals (collateral to the mortgage) to identify heightened risk valuation, appraisal quality, property eligibility and property compliance violations. *Essential Duties and Responsibilities*include the following. Other duties may be assigned. * Review collateral documentation daily as assigned by the Underwriting Manager, Assistant Underwriting Manager or Team Lead * Review and underwrite collateral to ensure the documentation meets investor and program criteria * Review Uniform Collateral Data Portal (UCDP) findings, address appraisal comparable selection, review for marketability and valuation acceptance, and confirm appraisal is completed to Fannie Mae or Freddie Mac standards * Review appraisal against title, flood cert, purchase agreement, etc. for accuracy & consistency * Prioritize collateral documentation reviews to meet departmental turn times * Successfully underwrite collateral documentation for loans as defined by the Underwriting Manager, Assistant Underwriting Manager or Team Lead * Ability to review other loan conditions as assigned by the Underwriting Manger * Review and respond to internal and external audits * Perform audits as required * Conducts all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company * Ability to work overtime ** *Education and/or Experience* * High school diploma or general education degree (GED) * Three to six months of related experience and/or training * Strong verbal and written communication skills * Superb organizational skills and provide attention to detail * Solid time management skills with a proven ability to meet deadlines * Strong analytical and problem-solving skills * Proficiency with or the ability to quickly learn the organization’s systems * Ability to prioritize tasks * Ability to act with integrity, professionalism, and confidentiality * Proficiency with MS Office and email required * * *Preferred Qualifications* * Bachelor’s degree from a four-year college or university preferred Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including: * Medical, Dental and Vision * 401(K) * Employee Stock Purchase Plan * Flex Spending Accounts * Life & Disability Insurance * Vacation, Sick, Personal Time and Company Holidays * Multiple Voluntary and Company provided Benefits*//* */Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeopleToo/* **Job:** **Underwriting* **Organization:** **Mortgage* **Title:** *Collateral Underwriter* **Location:** *TX-Austin* **Requisition ID:** *2600303*
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