Collateral Underwriter
D.R. Horton, Inc.
*D.R. Horton, Inc., the largest homebuilder in the U.S.,*was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website atwww.drhorton.comfor more information.
**D.R. Horton, Inc.**is currently looking for a*_Collateral Underwriter_*. The right candidate is responsible for reviewingresidential real estate appraisals (collateral to the mortgage) to identify heightened risk valuation, appraisal quality, property eligibility and property compliance violations.
*Essential Duties and Responsibilities*include the following. Other duties may be assigned.
* Review collateral documentation daily as assigned by the Underwriting Manager, Assistant Underwriting Manager or Team Lead
* Review and underwrite collateral to ensure the documentation meets investor and program criteria
* Review Uniform Collateral Data Portal (UCDP) findings, address appraisal comparable selection, review for marketability and valuation acceptance, and confirm appraisal is completed to Fannie Mae or Freddie Mac standards
* Review appraisal against title, flood cert, purchase agreement, etc. for accuracy & consistency
* Prioritize collateral documentation reviews to meet departmental turn times
* Successfully underwrite collateral documentation for loans as defined by the Underwriting Manager, Assistant Underwriting Manager or Team Lead
* Ability to review other loan conditions as assigned by the Underwriting Manger
* Review and respond to internal and external audits
* Perform audits as required
* Conducts all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
* Ability to work overtime
**
*Education and/or Experience*
* High school diploma or general education degree (GED)
* Three to six months of related experience and/or training
* Strong verbal and written communication skills
* Superb organizational skills and provide attention to detail
* Solid time management skills with a proven ability to meet deadlines
* Strong analytical and problem-solving skills
* Proficiency with or the ability to quickly learn the organization’s systems
* Ability to prioritize tasks
* Ability to act with integrity, professionalism, and confidentiality
* Proficiency with MS Office and email required
* *
*Preferred Qualifications*
* Bachelor’s degree from a four-year college or university preferred
Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:
* Medical, Dental and Vision
* 401(K)
* Employee Stock Purchase Plan
* Flex Spending Accounts
* Life & Disability Insurance
* Vacation, Sick, Personal Time and Company Holidays
* Multiple Voluntary and Company provided Benefits*//*
*/Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeopleToo/*
**Job:** **Underwriting*
**Organization:** **Mortgage*
**Title:** *Collateral Underwriter*
**Location:** *TX-Austin*
**Requisition ID:** *2600303*
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