**Role Outline/Job Summary** This position is within the Cards Credit Abuse/First Party Fraud Strategy Management team as an individual contributor. Role highlights: - + Drive credit abuse (First party fraud) acquisition/ECM strategy development/maintenance for Cards + Collaborate with multiple stakeholders like portfolio policy team, IT, governance, compliance etc. + Effective communication to senior management for various strategy changes **Responsibilities:** + Accountability to drive end-to-end credit abuse strategy including development/enhancement, implementation, maintenance, MIS management etc. + Effective communication is critical. Should be able to effectively provide updates and communicate key initiatives to senior risk management. + Mentoring/Guiding junior resources – Drive projects as lead with junior resources. + Should have the ability to manage different stakeholders – Risk Policy, Legal/compliance, IT, Regulators, Audit, governance teams etc. + Presentations to both technical and non-technical personnel are required to be done frequently as part of the job. + Develop Risk Segmentation using advanced statistical techniques likes decision tree, for credit abuse/first party fraud risk discrimination at Acquisition and Existing Customer Management stages. Work in establishing the swap set analysis and P&L optimization using the analysis + Develop recommendations to adjust credit abuse strategies by analyzing loss and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques + Create story boards, presentations and project plans for discussions with senior management and governance requirements to drive insights + Participate in audit related reviews, regulatory reporting and should have sound communication skills to present in such forums + Work closely with cross functional teams, including business stakeholders, MRM and governance teams, and model implementation teams + Lead projects for junior team members and help them in their professional development + Participate in developing, testing, and optimizing credit abuse (first party fraud) strategies, ensuring consistency and regulatory compliance, and assist in the implementation of those strategies, processes and other related initiatives **Qualifications** + Under Grad/ Post Graduate degree with a specialization in Statistics, Economics, Mathematics, Engineering, Business administration or other quantitative discipline from reputed academic institutions. + 7+ years of relevant work experience required + Experience in strategy/model development in banking/financial industry preferred **Skills** + Strong analytical skills in conducting sophisticated analysis. + Experienced in developing, implementing and monitoring, that is end-to-end project management. + Experience in statistical analysis with working knowledge of at least one of the following statistical software packages: SAS, SQL, CHAID tree segmentation in Unix environment + Highly proficient in Excel/pivot tables and PowerPoint. Tableau is a plus + Exposure to project/process management + Prior experience in mentoring teams of juniors’ analysts is preferred. + Strong communication and presentation skills targeting a variety of audiences + A qualified candidate needs to be able to work with cross functional teams + Flexibility in approach and thought process + Ability to work effectively across portfolio risk policy teams and functional areas teams + Strong influencing and facilitation skills. ------------------------------------------------------ **Job Family Group:** Decision Management ------------------------------------------------------ **Job Family:** Business Analysis ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Most Relevant Skills** Please see the requirements listed above. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm)_ _._ _View Citi’s_ _EEO Policy Statement (https://www.citigroup.com/global/eeo-aa-policy)_ _and the_ _Know Your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf)_ _poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.