The Balance Sheet Mgmt Lead Analyst is a strategic professional who will drive the evolution of our analytical capabilities at the intersection of technology, Finance, Treasury and AI. This individual stays abreast of developments in advanced analytics and data science and contributes to directional strategy by considering their application for balance sheet management. As a recognized technical authority for analytics product ownership, this role requires a strong commercial awareness and the ability to translate complex financial concepts into data-driven solutions. Developed communication and diplomacy skills are required to guide, influence, and convince others, particularly colleagues in technology, advanced analytics, and senior management. This role has a significant impact on the area through the delivery of complex analytical infrastructure and provides advice and counsel related to the application of technology to the business. The work impacts the entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family of the Treasury and wider Finance. **_Responsibilities:_** + _Lead the product ownership for the development of infrastructure related to advanced analytics, AI, and data science for balance sheet management._ + _Define and communicate the product vision, strategy, and roadmap for analytics platforms, ensuring alignment with business goals._ + _Collaborate with Finance, Treasury, technology, and advanced analytics teams to gather requirements, prioritize features, and manage the product backlog._ + _Execute the development of data-driven tools and models that provide insights into liquidity, interest rate risk, capital planning, and overall balance sheet optimization._ + _Act as the key liaison between business stakeholders and technical development teams, translating business needs into actionable product requirements._ + _Perform other duties and functions as assigned._ + _Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets. This includes ensuring compliance with applicable laws, rules, and regulations related to data and model governance, adhering to Policy, applying sound ethical judgment, and escalating, managing, and reporting control issues with transparency._ **_Qualifications:_** + _6-10 years of experience in a quantitative, data science, or technical product management role within the financial services industry._ + _Bachelor's degree in a quantitative field such as Finance, Economics, Data Science, Computer Science, Statistics or Artificial Intelligence._ + _Strong understanding of advanced analytics, AI, and data science concepts, with a proven ability to apply them to solve complex financial problems._ + _Must have advanced analytical skills and the ability to see the big picture, connecting data-driven insights to strategic business objectives._ + _Excellent communication skills are imperative, with the ability to make complex technical and financial subjects easily digestible for senior management and non-technical audiences._ + _Experience in product ownership or management, with a track record of leading the development of data or technology infrastructure from a business perspective._ + _Proven ability to prioritize in a fast-paced, agile environment, manage multiple stakeholders and ability to work independently_ + _Proficiency with data analysis and visualization tools (e.g., SQL, Tableau); strong experience with data science programming languages (e.g., Python)._ + _Ability to interact with all levels of management and be a collaborative team player._ **_Education:_** + _Bachelor's degree in a relevant quantitative or financial field is required, Masters degree is a plus_ . ------------------------------------------------------ **Job Family Group:** Finance ------------------------------------------------------ **Job Family:** Balance Sheet Management ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Primary Location:** NC-CHARLOTTE (BALLANTYNE) ------------------------------------------------------ **Primary Location Full Time Salary Range:** $117,440.00 - $176,160.00 In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ **Most Relevant Skills** Business Acumen, Data Analysis, Internal Controls, Management Reporting, Problem Solving, Process Execution, Risk Identification and Assessment, Transfer Pricing. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ **Anticipated Posting Close Date:** Feb 18, 2026 ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm) ._ _View Citi’s EEO Policy Statement (https://www.citigroup.com/global/eeo-aa-policy) and the Know Your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf) poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.