Some careers open more doors than others.

If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Within International Wealth and Premier Banking (IWPB), we serve 41 million customers globally, including 6.7 million who are international, from retail customers to ultra high net worth individuals and their families. We help our customers look after their day-to-day finances and manage, protect and grow their wealth.
Our wealth management teams provide financial planning and advice and market insight and updates, as well as products in areas such as investments, deposits, insurance, financing and foreign exchange. They include relationship managers, who work to understand the financial needs of clients and create strategies to meet their objectives, as well as technical product experts, sales managers and support staff

Job ResponsibilitiesEnsures that Card and Loan (Personal Loan and Mortgages) applications are assessed and underwritten consistently, objectively, with uniform application of policy, procedure and guidelines, all of this within turned around within the stipulated Service Level AgreementsResponsible to ascertain the credit worthiness of individual retail customer with complete financial and cash flow analysis for unsecured lending applicationsMaintain the SLA’s for processing applications and help in structuring loans within the banks approved policy guidelines.Recommend policy and product changes to the concerned stakeholders for bringing newdevelopments in the existing guidelinesMaintain consistent judgmental lending decisions to maintain a healthy portfolio and maximize profitabilityRegular evaluation of approval/reject rates, work processes/controlsProactive third party management, control of both incoming and outgoing data quality, and cost control, including overall demand managementEfficient consumption and resilient operations of the decision infrastructure and ongoing engagement with Risk and Products on strategy changes that improve customer outcomesEnsure that Service Level Agreements for appraising the loan application are met

Some careers open more doors than others.

If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Within International Wealth and Premier Banking (IWPB), we serve 41 million customers globally, including 6.7 million who are international, from retail customers to ultra high net worth individuals and their families. We help our customers look after their day-to-day finances and manage, protect and grow their wealth.
Our wealth management teams provide financial planning and advice and market insight and updates, as well as products in areas such as investments, deposits, insurance, financing and foreign exchange. They include relationship managers, who work to understand the financial needs of clients and create strategies to meet their objectives, as well as technical product experts, sales managers and support staff

Job ResponsibilitiesEnsures that Card and Loan (Personal Loan and Mortgages) applications are assessed and underwritten consistently, objectively, with uniform application of policy, procedure and guidelines, all of this within turned around within the stipulated Service Level AgreementsResponsible to ascertain the credit worthiness of individual retail customer with complete financial and cash flow analysis for unsecured lending applicationsMaintain the SLA’s for processing applications and help in structuring loans within the banks approved policy guidelines.Recommend policy and product changes to the concerned stakeholders for bringing newdevelopments in the existing guidelinesMaintain consistent judgmental lending decisions to maintain a healthy portfolio and maximize profitabilityRegular evaluation of approval/reject rates, work processes/controlsProactive third party management, control of both incoming and outgoing data quality, and cost control, including overall demand managementEfficient consumption and resilient operations of the decision infrastructure and ongoing engagement with Risk and Products on strategy changes that improve customer outcomesEnsure that Service Level Agreements for appraising the loan application are met 5- 10 years of work experience, of which at least 3 year should be in Underwriting or Credit Operations. Have a good understanding of the overall Retail Lending operations ( Pre Issuance) Good understanding of Credit Bureau – CIBIL. Mus be able to interpret the bureau tradelines and taken an informed decision. Good understanding of local market retails products. Good verbal, written communication, interpersonal skills. One of the below qualification are mandatory: FRM/PRMIA /CA/ICWA/CS/CFA/M.Com or MBA Finance or equivalent or MSC/MS Finance or equivalent or PGDM /PGDBM / PGDRM or equivalent or Certificate Examination in Certified Credit Professional - IIBF or Diploma Certification Course in Risk Management – NIBM

Additional Information

As per the RBI mandated Capacity Building Certification Requirement for Bank, this role requires the candidate to have the required certification / equivalent qualification before the selection for the above role.

Useful Link

Link to Careers Site: ClickHERE

You’ll achieve more at HSBC.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by The Hongkong and Shanghai Banking Corporation Limited, India====================================================================================================

5- 10 years of work experience, of which at least 3 year should be in Underwriting or Credit Operations. Have a good understanding of the overall Retail Lending operations ( Pre Issuance) Good understanding of Credit Bureau – CIBIL. Mus be able to interpret the bureau tradelines and taken an informed decision. Good understanding of local market retails products. Good verbal, written communication, interpersonal skills. One of the below qualification are mandatory: FRM/PRMIA /CA/ICWA/CS/CFA/M.Com or MBA Finance or equivalent or MSC/MS Finance or equivalent or PGDM /PGDBM / PGDRM or equivalent or Certificate Examination in Certified Credit Professional - IIBF or Diploma Certification Course in Risk Management – NIBM

Additional Information

As per the RBI mandated Capacity Building Certification Requirement for Bank, this role requires the candidate to have the required certification / equivalent qualification before the selection for the above role.

Useful Link

Link to Careers Site: ClickHERE

You’ll achieve more at HSBC.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by The Hongkong and Shanghai Banking Corporation Limited, India====================================================================================================