Discover your future at Citi

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Job Overview

Seeking a Full-Time Associate to join our growing Healthcare Industry Vertical within Citi’s Commercial Bank (CCB).  Target market includes companies in the Medical Device, Tools & Diagnostics, Life Sciences, Digital Health and Healthcare Services industry sub-segments. This is an opportunity to support new business development, as well as day-to-day management of existing relationships. Candidate will gain significant experience in debt, equity and the various financial solutions across Citi’s global network including cash management, rates and FX. The Associate Program strives to bring in the best and brightest talent to develop into the next generation of commercial banking leaders.

Responsibilities:

Function as a Healthcare industry expert conducting comprehensive company and industry researchSupport senior bankers in new client acquisition, driving business generation, and maintaining day-to-day client relationships and strategic initiativesOwn the client experience by partnering with bankers and product teams to identify client needs and leverage appropriate product solutionsConduct detailed financial analysis and modeling, including company valuations, discounted cash flow (DCF) analysis, and pro-forma analysesPlay a key role in deal management and the preparation of high-quality client presentations, pitch books, prospect memos, and other client-related decksSupport the end-to-end credit process, encompassing new origination, commercial loan underwriting, structuring, documentation, and the monitoring of assigned credit portfoliosCultivate strong relationships with key internal partners across all Citi platforms (e.g., Product, Credit Risk, In-Business Controls, Legal, Marketing, Operations, Risk, Compliance, and Technology teams) to meet client needsMaintain a thorough understanding of the CCB target market, value proposition, client coverage model, and various credit product types to effectively align solutions with client needsEnsure strict compliance with regulatory requirements, Citi's policies/guidelines, and credit procedures, always demonstrating sound ethical judgment and robust risk assessment in all business decisionsAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Qualifications:

2 or more years of related work experienceHealthcare industry experience with proficient knowledge of banking productsKnowledge of accounting, finance and creditAbility to work effectively in team settingRelationship management experienceExcellent analytical and cash-flow modeling skillsStrong interpersonal, communication and presentation skillsQuality analytical and problem-solving skills, as well as proficiency with Microsoft Office Suite applications Must be able to secure and/or maintain SIE, 63 and 79 securities licenses

Education:

Bachelor's/University degree in Finance, Economics or Accounting

Education:

Bachelor's/University degree

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Job Family Group:

Management Development Programs

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Job Family:

Graduate

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Time Type:

Full time

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Primary Location:

New York New York United States

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Primary Location Full Time Salary Range:

$130,000.00 - $140,000.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Anticipated Posting Close Date:

Sep 26, 2025

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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