AR Credit Analyst

Job Description

We are seeking a skilled AR Credit Analyst to join our team. In this role, you will analyze financial data, review financial statements, and evaluate a customer's creditworthiness. You will also calculate financial ratios using computer programs and make recommendations regarding loan approvals, interest rate changes, and more. Your expertise will be crucial in preparing comprehensive reports that summarize a customer's financial health and assess the risk of lending money.

ResponsibilitiesAnalyze financial data by reviewing financial statements, income, and cash flow to determine creditworthiness.Calculate financial ratios such as debt-to-income using computer programs to evaluate financial health.Make recommendations on loan approvals, denials, or interest rate changes based on analysis.Prepare reports that summarize financial health and lending risk.Monitor compliance with bank policies and guidelines in lending practices.Assist with company and client audits.Communicate with customers to resolve complaints and verify financial transactions.Essential SkillsCredit analysis expertise.Knowledge of accounts receivable processes.Experience in managing new accounts.3+ years of experience as a Credit Analyst.2+ years of experience in construction-related credit.Ability to handle high volume/high stress portfolios (1000 apps/month).1+ years of proficiency in Excel.Experience in navigating multiple ERP systems in one role.Work Environment

The position is fully onsite initially, with the possibility of a hybrid schedule after permanent placement. Training hours are from 7:30 AM to 4:30 PM, transitioning to a flexible schedule from 8:00 AM to 5:00 PM. The work environment is dynamic and engaging, offering an open-ended contract with ample opportunities for growth.

Pay and Benefits

The pay range for this position is $22.00 - $25.00/hr.

Eligibility requirements apply to some benefits and may depend on your job
classification and length of employment. Benefits are subject to change and may be
subject to specific elections, plan, or program terms. If eligible, the benefits
available for this temporary role may include the following:

• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace Type

This is a fully onsite position in Phoenix,AZ.

Application Deadline

This position is anticipated to close on Aug 14, 2025.

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\n\nAbout Aston Carter:\n

Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® double diamond winner for both client and talent service.

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The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

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If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email astoncarteraccommodation@astoncarter.com for other accommodation options.

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