**Job Description** **ANALYST COMMERCIAL FINANCE (MODERN TRADE & EXPORTS)** We are hiring for an **Analyst – Commercial Finance (Modern Trade & Exports) role in our Commercial Finance team.** This role offers strong exposure at the intersection of Finance and the Business, with a **mix of operational ownership and commercial analytics & business partnering.** The role will partner closely with Sales and Commercial teams, supporting channel and customer profitability, ROI analysis on trade spends and promotions, and monthly performance deep dives, while also owning receivables, pricing validation, and financial controls for Modern Trade and Exports. Ideal for finance professionals with experience in Commercial / Customer / Trade Finance, or those from FMCG supply chain or business finance backgrounds looking to move closer to revenue and customer decision-making. **Role Objective** Support Commercial Finance for Modern Trade and Exports channels, driving robust financial governance, receivables management, customer profitability, and commercial controls. The role will partner closely with Sales, Customer Development, Exports team, and Supply Chain to enable profitable growth, disciplined working capital, and strong financial hygiene. **Key Responsibilities** **Receivable Management (Modern Trade & Exports)** + Manage receivables for all Modern Trade and Export customers + Conduct credit evaluation for existing and new MT/Export customers + Perform timely debtor reviews and proactively flag credit and collection risks + Lead month-end provisions for doubtful debts, including recovery action plans + Drive quarterly customer reconciliations for MT and Export accounts + Own and actively drive DSO improvement for MT and Export channels + Export-Specific Controls & Compliance + Ensure export documentation and commercial controls are in place (invoices, credit notes, claims, customer balances) + Partner with Exports team to track shipment-wise receivables and settlements + Support reconciliation of export claims, deductions, and adjustments + Ensure timely visibility on overdue export receivables and risk exposure **Payables & Claims Management** + Validate and ensure timely settlement of claims, rebates, and payouts for MT and Export customers + Ensure appropriate financial controls and approvals prior to any payout + Track and review open claims and deductions, ensuring timely closure + Pricing & Trade Terms (TOT) Review + Validate customer pricing for Modern Trade and Exports on a regular basis + Review and govern Trade Terms (TOT) to ensure adherence to commercial agreements + Partner with Sales to ensure pricing integrity and compliance across customers **Month-End Close & Commercial Reporting** + Lead monthly analysis of schemes, promotions, and trade spends + Partner with Sales and Marketing to review promo effectiveness and ROI + Ensure accurate provisioning and accruals at customer / SKU / category level + Analyze customer profitability and channel contribution **MIS, Analytics & Business Partnering** + Prepare monthly / periodic P&L at Customer / Channel level (MT & Exports) + Provide decision-support analytics to Commercial and Business teams + Develop insights on customer performance, spend efficiency, and margin drivers + Support commercial negotiations with data-backed financial inputs **Balance Sheet Review & Controls** + Own Balance Sheet Review (BSR) for MT and Export portfolios + Ensure strong BS hygiene, ageing analysis, and detailed reconciliations + Partner with Controller group for timely and accurate reporting + Lead monthly review of open items, provisions, and recoverability **Key Stakeholder Management** + Liaise closely with Sales, Customer Development, Exports, Supply Chain, and CS&L teams + Partner with Controllers and Corporate Finance for governance and reporting + Act as a strong finance partner to drive commercial discipline and growth enablement + Prior exposure to Modern Trade and/or Export markets is a strong advantage **Skills & Competencies** **Functional & Technical** + Strong understanding of Modern Trade commercial finance + Exposure to Exports finance / receivables / claims management preferred + High proficiency in Excel and financial analysis + Hands-on experience with large ERP systems (SAP/Oracle or similar) **Qualification & Experience** + CA / MBA Finance / ICWA or relevant finance qualification + 2–6 years of experience in Commercial Finance / Customer Finance, preferably in FMCG Within Country Relocation support available and for candidates voluntarily moving internationally some minimal support is offered through our Volunteer International Transfer Policy **Business Unit Summary** **Mondelez India Foods Private Limited (formerly Cadbury India Ltd.) has been in India for over 70 years, making sure our mouth-watering and well-loved local and global brands such as** **_Cadbury_** **chocolates,** **_Bournvita_** **and** **_Tang_** **powdered beverages,** **_Oreo_** **and** **_Cadbury Bournvita_** **biscuits, and** **_Halls_** **and** **_Cadbury Choclairs Gold_** **candies get safely into our customers hands—and mouths** **_._** **Headquartered in Mumbai, the company has more than 3,300 employees proudly working across sales offices in New Delhi, Mumbai, Kolkata and Chennai and in manufacturing facilities at Maharashtra, Madhya Pradesh, Himachal Pradesh and Andhra Pradesh, at our global Research & Development Technical Centre and Global Business Hub in Maharashtra and in a vast distribution network across the country. We are also proud to be recognised by Avatar as the Best Companies for Women in India in 2019 – the fourth time we’ve received this award.** Mondelēz International is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation or preference, gender identity, national origin, disability status, protected veteran status, or any other characteristic protected by law. **Job Type** Regular Finance Planning & Performance Management Finance At Mondelēz International, our purpose is to empower people to snack right through offering the right snack, for the right moment, made the right way. That means delivering a broader range of delicious, high-quality snacks that nourish life's moments, made with sustainable ingredients and packaging that consumers can feel good about. We have a rich portfolio of strong brands – both global and local. Including many household names such as Oreo, belVita and LU biscuits; Cadbury Dairy Milk, Milka and Toblerone chocolate; Sour Patch Kids candy and Trident gum. We are proud to hold the number 1 position globally in biscuits, chocolate and candy as well as the No. 2 position in gum Our 80,000 Makers and Bakers are located in our operations in more than 80 countries and are working to sell our products in over 150 countries around the world. They are energized for growth and critical to us living our purpose and values. We are a diverse community that can make things happen, and happen fast. Join us and Make It An Opportunity! Mondelez Global LLC is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected Veteran status, sexual orientation, gender identity, gender expression, genetic information, or any other characteristic protected by law. Applicants who require accommodation to participate in the job application process may contact 847-943-5460 for assistance.