Sector Based & SpecializedLending | Analyst | NYC

About ING: 

In The Americas, ING’s Wholesale Banking division offers a broad range of innovative financial products and services to domestic and international corporate and institutional clients. 

When you come to work at ING, you’re joining a team where individuality isn’t just accepted, it’s encouraged. We’ve built a culture that’s fun, friendly, and supportive – it’s the kind of place where you can be yourself and make the most of whatever you have to offer.

We give people the freedom to take risks, think differently, take ownership of their work, and make great things happen. We’re here to help you get ahead. And with our global network, there’s plenty of scope to take your career in new directions, perhaps even ones you’ve never considered. ING Americas follows a hybrid work model, allowing for in-office / work from home flexibility. Hybrid work arrangements vary based on business area.

Sound like the kind of place you’d feel at home? We’d love to hear from you.

About the position:

This is a junior lending professional role within the front office. As a key member of the Lending team, you will support and work closely with senior bankers across several sectors.  The work will be fast-paced and multifaceted.   This will give you exposure to a variety of lending structures and industries, providing the experience and grounding for a strong credit-focused career.

Responsibilities:

The Lending Team is involved with new transactions and takes primary responsibility for many of the key processes, which include:Performing due diligence, market research and analyticsPreparing credit approval packages including annexes and all requisite attachments, presentations and discussions with Risk ManagementPreparing financial models including cash flow forecasts, valuations, and sensitivity analysisDeveloping key underwriting assumptions based on a deep understanding of the asset, market and industry trendsRunning internal models, including risk ratings and loan pricingInterfacing with risk, loan operations, treasury, legal teams, clients and co-lenders to coordinate loan closingsReviewing legal documentation and validating key terms & conditionsThe Lending Team works closely with the client relationship managers and/or the Deal Principals on originating and structuring dealsEnsure a consistent level of quality and policy compliance through training and development activitiesStaying current on organizational operating policies and procedures (i.e. Risk, Legal, etc.) to ensure appropriate protocols are implemented and followed, and facilitate these accordingly.

Qualifications and Competencies:

Bachelors’ degree demonstrating high academic achievementFinancial analysis and modeling skills, proficiency with Microsoft ExcelStrong organizational skillsUnderstanding of credit analysis and of debt capital marketsCommitted and dedicated individual who will continuously improve the way the team worksCollaborative, team oriented, and able to work effectively across functions and regionsStrong writing, presentation and communication skillsAbility to thrive in a fast-paced environment with multiple competing prioritiesSelf-motivated and willing to work in a deal oriented and deadline driven environmentStrong work ethic, positive attitude, and professional demeanorKnowledge of, or high degree of interest in, any of the following industries: Renewables & Power, Mid and Downstream Oil and Gas, TMT, Infrastructure, Trade & Commodity Finance, Real Estate, Investment Industry Finance, Transportation & Logistics, Financial Institutions, Export Finance, Food & Agriculture, or Metals & Mining

Salary Range $105,000-$115,000

In addition to comprehensive health benefits, a generous 401k savings plan, and competitive PTO, ING provides a broad array of benefits including adoption, surrogacy, and fertility services; student debt assistance; and subsidies for expenses associated with commuting and fitness.

ING is a committed equal opportunity employer. We welcome applicants of diverse backgrounds and hire without regard to race, gender, religion, national origin, citizenship, disability, age, sexual orientation, or any other characteristic protected by law. We celebrate these differences and rely upon your unique perspective to innovate and seize new opportunities. Come as you are.

ING Bank does not have a commercial banking license in the U.S. and therefore not permitted to conduct a commercial banking business in the U.S. Through its wholly owned subsidiary ING Financial Services LLC, and its affiliates, it offers a full array of wholesale products such as commercial lending and a full range of FM products and services.