Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

To perform and deliver various Credit Risk activities across the different aspects of the life-cycle of Credit Risk Management, including originations, account management, collections and payments for a dedicated Portfolio. This is essential in order to contribute to manage risk, achieve targets and align to best practices. Conduct in-depth analysis to ensure that the Portfolio's products and services adhere to all relevant legislation and regulations.

QualificationsDegree (NQF Level 7 and above)Degree Business Commerce, Mathematical Sciences, Quantitative StudiesCertification in SAS/SQL, and other coding languages.

Experience:

The role requires an individual with a solid foundation and understanding of bank processes, products, data, and systems, with 3-4 years of experience.Specific experience within Credit/Property or Risk Management will be advantageous.Proficiency in SAS or SQL, and other coding languages is also necessary. Advanced computer literacy with a high level of proficiency in the Microsoft Office Suite is essential.

Domain Knowledge:
•    A passion for property and property analytics.
•    Strong skills in data analysis, statistical modelling, and machine learning.
•    An innovative mindset with the ability to identify gaps and develop proactive strategies.
•    A keen interest in addressing the impacts of climate change on the property industry.
•    A self-starter who thrives on autonomy and can build from the ground up.

Additional Information

Behavioural Competencies:

Adopting Practical ApproachesFollowing ProceduresInterpreting DataProviding InsightsUpholding Standards

Technical Competencies:

Quant SkillsRisk AwarenessRisk IdentificationRisk ManagementRisk ReportingRisk Response Strategy