**Work Location** : New York, New York, United States of America **Hours:** 40 **Line of Business:** TD Securities **Pay Detail:** $100,000 - $125,000 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Job Description:** Analyst – Cost Manager is a key member of the TDS US Finance Team. The role is a newly created role focused on cost management to support profitability, efficiency, and long-term growth. + Support US business performance targets and responsible for partnering on financial planning & forecasting, reporting, and Plan as it relates to Cost (expense) lines in the chart of accounting. + Provide analytics to drive segment discussions including TDS Senior Executive Team (SET) presentation materials as well as external/public storytelling of the Segment. + Monthly Board Reporting for the US Region relating to details on expense analytics and commentary. + Coordination with partners to ensure proper analysis, challenge, and oversight of regional reporting + Analysis of booking models & impacts on business line reporting + Business advisory and ad hoc support + Proactively identify cost opportunities, analyze data on material components of spend and provide constructive options to find efficiencies and savings enabling business decisions and management actions + Telling the financial cost story, linking the strategic priorities and accomplishments of the group while providing value-added advice to gain financial efficiencies while optimizing group effectiveness **Planning, Analysis, and Insights:** Performance measurement, reporting, and metrics to improve transparency and establish cost management strategies (targets). Clear, effective, and timely reporting + Provide input into the budgeting and forecasting process to ensure cost assumption are accurate and realistic + Monitor actual vs forecasted costs and flag variances + Function as the cost management expert and lead on Finance change projects to improve systems, processes and outputs that relate to cost management + Manage the Performance Measurements, and Insights organization (people, expenses, other stakeholders including internal and external partners (e.g., regulators, auditors) + Analyze financial data and prepare reports on cost variances, identifying areas for improvement and recommending corrective actions. + Provide training and support to staff on cost control procedures and best practices. + Monitor and report on market trends and pricing strategies to help guide decisions. + Collaborate with cross-functional teams to achieve targets while managing costs effectively. Education & Experience: + Bachelor's degree + Excellent oral and written communication skills + 10+ years of Finance experience at a global financial institution. + Excellent interpersonal, organizational, and leadership skills. + Client service skills – the candidate must demonstrate the judgment and ability to closely partner with and advise senior and line managers and other stakeholders on cost management + Strong analytical skills, attention to detail, solid judgment, and the ability to evaluate complex regulatory business issues. + Advanced project management skills and ability to manage multiple work streams involving different partners and groups, with limited oversight and direction. + Ability to thrive in a fast-paced, deadline-driven environment, including by demonstrating excellent time management and planning skills, along with the ability to handle multiple assignments at the same time. + Ability to interact effectively with all levels of the organization and to collaborate with various teams. + A relationship builder with the ability to establish, develop and maintain effective working relationships with regulators and with business and functional partners at the firm. + Proficient in Word, Excel, and PowerPoint The Specialized Finance Analyst, TDS performs a variety of specialized finance functions in a particular finance area(s) on an entry-level basis. **Depth & Scope:** + Experienced working professional role providing specialized business services, advisory or processes / program support within their own area of speciality + Requires experienced, conceptual and practical knowledge within their own specialty and knowledge of broader related areas + Accountable for own work and sometimes others; acts as an escalation point or knowledge resource for others in their own area + May support projects or workstreams within broader projects with moderate risk or complexity and may be accountable for managing ongoing activities, processes and functional programs + Works within broad guidelines / policies and independently performs tasks from end to end + May be responsible for solving moderately complex problems by taking a new perspective on existing solutions + Exercises judgment based on the analysis of multiple sources of information + Conveys business context when providing guidance within field of specialty to internal or external stakeholders + Work performed under minimal management guidance and supervision + Identifies and leads problem resolution **Education & Experience:** + Undergraduate degree and/or + 3+ years relevant experience preferred + Accounting, financial or relevant professional designation preferred **Customer Accountabilities:** + Specializes in particular areas according to established policies and procedures and applicable legal and regulatory guidelines + Communicates and meets regularly with partners to support and develop an understanding of their business + Responds to partner requests on a timely basis + Interacts with internal/external partners, organize meetings/ events or facilitate learning sessions/ presentations for dissemination of information + Identifies and implements opportunities for improvement to processes, controls, tools, fine tuning forms, tracking, reporting, etc. for the functions supported + Contributes to regular reports of the Bank's financial condition and/ or assigned regulatory reports (e.g., activities related to the month-end financial closing, which details the Bank's month-to-month financial condition) + Reviews assigned less complex monthly financial activity and ensure transactions are appropriately recorded in proper accounts + Researches discrepancies and makes corrections and updates as necessary + Coordinates and may lead policy related meetings / discussions and address any implementation issues / concerns + Supports the development, implementation and understanding of training material, reports, presentations and procedures for new policies and/or processes + Conducts impact assessments on employees when changes in policies/processes are proposed **Shareholder Accountabilities:** + Contributes to various operational activities and processes as assigned + Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate + Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area + Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high risk activities as necessary + Conducts internal and external research projects; support the development / delivery of presentations / communications to management or broader audience + Conducts reporting and / or meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices + Monitors service, productivity and assess efficiency levels within own function and implement continuous process / performance improvements where opportunities exist + Acquires and applies expertise in the discipline, provide guidance, assistance and direction to others + Identifies, recommends and effectively executes standard practices applicable to the discipline + Adheres to internal policies/procedures and applicable regulatory guidelines + Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts + Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite + May lead work streams by acting as a project lead / subject matter expert for small scale projects / initiatives in accordance with project management methodologies **Employee/Team Accountabilities:** + Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/ points of interest + Supports the team by continuously enhancing knowledge / expertise in own area and participates in knowledge transfer within the team and business unit + Keeps current on emerging trends/ developments and grow knowledge of the business, related tools and techniques + Participates in personal performance management and development activities, including cross training within own team + Keeps others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities + Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training and/or guidance as appropriate. + Contributes to a fair, positive and equitable environment that supports a diverse workforce + Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel – Occasional + International Travel – Never + Performing sedentary work – Continuous + Performing multiple tasks – Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds – Occasional + Sitting – Continuous + Standing – Occasional + Walking – Occasional + Moving safely in confined spaces – Occasional + Lifting/Carrying (under 25 lbs.) – Occasional + Lifting/Carrying (over 25 lbs.) – Never + Squatting – Occasional + Bending – Occasional + Kneeling – Never + Crawling – Never + Climbing – Never + Reaching overhead – Never + Reaching forward – Occasional + Pushing – Never + Pulling – Never + Twisting – Never + Concentrating for long periods of time – Continuous + Applying common sense to deal with problems involving standardized situations – Continuous + Reading, writing and comprehending instructions – Continuous + Adding, subtracting, multiplying and dividing – Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are** TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. Together, we are reimagining what banking can be for our clients, colleagues and communities. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (http://hrportal.ehr.com/tdtotalrewards) **Additional Information:** We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. **Interview Process** We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.