The Analyst plays a crucial role in supporting the Collateral Surveillance function within Manulife's commercial mortgage portfolio. This position is primarily responsible for reviewing financial statements, property operating statements, guarantor financials, and rent rolls submitted by borrowers. These reviews are essential for facilitating collateral performance monitoring activities and ensuring the integrity and soundness of our commercial mortgage investments. **Responsibilities:** + **Collection of Operating Statement and Rent Roll** - Role is responsible in preparing updated borrower contact listing, generating annual financial statements & rent roll request letters and send these letters to the borrowers via email. They are also in charge of the timely follow-up for loans that are still missing these documents after a certain period before sending a list to Toronto for call outs. + **Processing of Operating Statement and Rent Roll** - Primary task is to analyse the annual operating statements, budgets, rent rolls, and borrower financial statements, understanding the property type and coding cash flow details and rent roll in model template. This also includes reporting of termination/lease cancellation fees and high vacancy to the collateral surveillance team. + **Site Inspection** - Review site inspection documents submitted for US loans and upload information in TreppPort. **Admin Task – on weekly rotation basis.** + Managing daily workload. Includes identifying priority loans / requests, work distribution to the administrators, managing team mailbox and responding to general inquiries. + Tracking and recording borrower financial statements, property operating statements, guarantor financial and rent rolls received from the borrowers. Need to utilize standard document naming convention, rename borrower’s submitted information and upload documents in SharePoint site. + Dissecting documents by doing completeness check to ensure that it is good for coding. + Contacting borrower/correspondent if we need to clarify or are missing information. + Updating Master sheet (daily basis). Need to generate excel file reports from TreppPort where it has significant data that must be transferred to master sheet. **Qualifications:** + Bachelor’s degree in Business Administration, Accounting, Finance, Economics or any related course. + Experience in real estate finance, credit analysis or in mortgage environment is preferred. + Knowledge in interpreting and analyzing income statements, budgets, and cash flows. **Competencies:** + Keen attention to details and can work independently. + Excellent written and verbal communication skills. Ability to converse effectively using the English language. + Knowledge in Excel and Sharepoint; and experience with database applications. + Knowledge and experience in VBA Macro, Power BI and Power Automate is a plus. + Strong customer service skills (ability to build rapport, demonstrate responsiveness and outline key steps in delivering good customer service). + Ability to clearly understand and act on presented situation; to comprehend, capture, as well as interpret customer concern. + Candidate must demonstrate problem solving skills. + Intermediate skill level on task management. + Continuous improvement and aims for quality and accuracy. **When you join our team:** + We'll empower you to learn and grow the career you want. + We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words. + As part of our global team, we'll support you in shaping the future you want to see. **Acerca de Manulife y John Hancock** Manulife Financial Corporation es un importante proveedor internacional de servicios financieros que ayuda a las personas a tomar decisiones de una manera más fácil y a vivir mejor. Para obtener más información acerca de nosotros, visite http://www.manulife.com . **Manulife es un empleador que ofrece igualdad de oportunidades** En Manulife/John Hancock, valoramos nuestra diversidad. Nos esforzamos por atraer, formar y retener una fuerza laboral tan diversa como los clientes a los que prestamos servicios, y para fomentar un entorno laboral inclusivo en el que se aprovechen las fortalezas de las culturas y las personas. Estamos comprometidos con la equidad en las contrataciones, la retención de talento, el ascenso y la remuneración, y administramos todas nuestras prácticas y programas sin discriminación por motivos de raza, ascendencia, lugar de origen, color, origen étnico, ciudadanía, religión o creencias religiosas, credo, sexo (incluyendo el embarazo y las afecciones relacionadas con este), orientación sexual, características genéticas, condición de veterano, identidad de género, expresión de género, edad, estado civil, estatus familiar, discapacidad, o cualquier otro aspecto protegido por la ley vigente. Nuestra prioridad es eliminar las barreras para garantizar la igualdad de acceso al empleo. Un representante de Recursos Humanos trabajará con los solicitantes que requieran una adaptación razonable durante el proceso de solicitud. Toda la información que se haya compartido durante el proceso de solicitud de adaptación se almacenará y utilizará de manera congruente con las leyes y las políticas de Manulife/John Hancock correspondientes. Para solicitar una adaptación razonable en el proceso de solicitud, envíenos un mensaje a recruitment@manulife.com . **Modalidades de Trabajo** Híbrido