2026 Summer Internship - RJ Bank Pricing Intern - St. Petersburg, FL
Raymond James Financial, Inc.
**Raymond James Overview**
**One of the largest independent financial services firms in the country could be the place you build a career beyond your expectations.**
Our focus is on providing trusted advice and tailored, sophisticated strategies for individuals and institutions. Raymond James Financial is a diversified holding company, headquartered in St. Petersburg, FL. Raymond James provides financial services to individuals, corporations and municipalities through its subsidiary companies engaged primarily in investment and financial planning, in addition to capital markets and asset management.
At Raymond James, we are putting the power of perspectives into action and building an inclusive and diverse workforce that reflects our commitment to associates, and clients of the future. Our company values associate development and growth, offering opportunities through developmental programs, mentorships, and continuing education options.
We strive to ensure everyone feels welcomed, valued, respected, and heard so that you can fully contribute your unique talents for the benefit of clients, your career, our firm, and our communities. Raymond James is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.
**Internship Program Overview**
Raymond James is the place where good people grow and nowhere is that better demonstrated than in our internship program. During the immersive experience, you will engage with and implement the firm’s core values through our five guiding behaviors. Featuring comprehensive orientation, onsite and remote training sessions in professional development, networking events, a speaker series, and volunteer opportunities, you will be equipped with knowledge of the business and culture to help you build relationships and develop skillsets for the internship and your future.
To be eligible for the summer 2026 internship program, you must be a junior standing candidate pursuing a bachelor's or master's degree with a graduate date of May 2027. Most positions are based in St. Petersburg with other available locations depending on company need.
Candidates who successfully complete the internship program have the opportunity to transition into a full-time role at Raymond James after graduation.
**Department Overview**
As part of the Pricing Strategy team, interns will engage in collaborative projects that support the development and refinement of pricing models for Securities-Based Lending, Margin, Mortgage, and Structured Lending products. Working alongside professionals from finance, risk, and product management, interns will gain hands-on experience in strategic pricing, cross-functional teamwork, and data analysis. This internship offers a unique opportunity to contribute to initiatives that help clients meet liquidity needs while preserving long-term financial goals. Interns will leave with a deeper understanding of how pricing strategy drives value across the organization and supports a client-centric approach to lending.
**Job Summary**
The Pricing Strategy Internship offers a hands-on opportunity to work alongside senior members of the team in supporting the end-to-end pricing process for Securities-Based Lending, Margin, Mortgage, and Structured Lending products. Under the guidance of experienced Pricing Analysts, interns will assist with financial analysis, ROE modeling, product portfolio reviews, and campaign impact assessments.
**Start Date:** Monday, June 1, 2026
**End Date:** Friday, August 7, 2026
**Work Schedule:** Monday through Friday, up to 40 hours per week.
**Duties and Responsibilities**
+ Support Advisors by pricing new loans using Return on Equity (ROE) models to ensure high service standards.
+ Conduct annual reviews of discounted loans to reassess pricing parameters and discounts, and communicaterecommendations to senior management.
+ Model proposed pricing programs or modifications to perform break-even analysis and evaluate ROE at both the product and Bank profitability levels.
+ Recommend specific data points for integration into new tools (e.g., Machine Learning models) to enhance account-level pricing and portfolio maintenance.
+ Performs other duties and responsibilities as assigned.
**Knowledge, Skills, and Abilities**
**Knowledge of**
+ Basic financial principles, including return on equity (ROE), interest rates, and lending structures
+ Financial products such as securities-based lending, margin loans, mortgages, and structured lending
+ Financial modeling and portfolio analysis concepts through coursework or prior experience
**Skill in**
+ Analyzing and interpreting financial data using strong analytical and quantitative skills.
+ Utilizing Microsoft Excel proficiently; leveraging tools such as PowerPoint, SQL, or Python is a plus.
+ Communicating effectively through written and verbal channels to collaborate with internal teams and present findings.
+ Organizing and managing multiple tasks to meet deadlines in a fast-paced environment.
+ Preparing presentation materials that include concise executive summaries for senior audiences.
**Ability to**
+ Work collaboratively with cross-functional teams including finance, accounting and product management
+ Apply critical thinking to solve complex problems and contribute to strategic pricing decisions
+ Learn quickly and adapt to new tools, processes, and financial concepts
+ Maintain a high level of service and professionalism when interacting with Advisors and internal stakeholders
**Educational/Previous Experience**
+ Junior standing (December 2026-May 2027 graduates) pursuing a bachelor’s degree in business, finance, or related field.
+ Any equivalent combination of experience, education, and/or training approved by Human Resources.
+ Eligible applicants must be legally authorized to work in the US and not require visa sponsorship now or in the future (including beyond OPT/EAD).
**Licenses/Certifications**
+ None required.
**Location**
+ Residentposition – St. Petersburg, FL
+ No travel required.
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