At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you. **Business Overview |** As the company's second line of defense, Corporate Risk — or Independent Risk Management — provides independent oversight of risk-taking activities. Independent Risk Management establishes and maintains Wells Fargo's risk management program and provides oversight, including challenges to and independent assessment of the frontline's execution of its risk management responsibilities. We manage risk according to the Risk Management Framework (https://portal.teamworks.wellsfargo.net/rc/CorporateRisk/Pages/riskmgmtfrmwk.aspx) and ensure all employees understand their individual accountability for managing risk. **Program Overview |** The Corporate Risk Development Program – Commercial Workout provides you with an introduction to Wells Fargo and an opportunity to gain comprehensive industry experience within Commercial Workout. Your experience includes active portfolio management of a distressed credit portfolio of 10-15+ accounts as the primary analyst where you will complete quality loan reporting and credit analysis, as well as participate in customer facing conversations and monthly portfolio reviews. You will build a deep understanding of the company's operations, business strategies, and corporate culture through speaking engagements, relevant work assignments and group mentoring. You will also receive coaching and performance feedback sessions, participate in group projects and informative learning sessions with key leaders. The 2-year rotational program is designed to provide recent college graduates with a blend of business and career developmental training opportunities that incorporates real-world experiences through on-the-job learning and professional development to help you successfully transition from college to corporate life at Wells Fargo. **Workout Business** **es include** **:** + **Credit Resolution Group (“CRG”):** Manages and services troubled and distressed customer relationships across the bank's Corporate, Commercial, and Wealth Management business units.  + **Real Estate Managed Asset Group (“REMAG”):** Manages and services troubled and distressed real estate loans through resolution. **In this role, you will:** + Participate in professional development, speaker series, and other program-related activities + Effectively research a risk problem by determining root cause, establishing priorities, and analyzing different outcomes to recommend an appropriate solution  + Review various assignments to become familiar with policies and procedures related to tasks and deliverables + Receive directions from a manager, associates, and relationship managers and exercise independent judgment while developing understanding of the line of business including risk management requirements for the supported area + Conveys new and creative solutions to complex technical and analytical problems by using data to tell stories to both technical and non-technical audiences  + Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals + Demonstrates a sense of personal accountability and urgency for completing assignments efficiently **Responsibilities may include:** + Participate in providing, consulting, and support for projects and initiatives with moderate risk + Works cooperatively and builds relationships with others at all levels throughout Corporate Risk and Wells Fargo, and is viewed as a team player by demonstrating flexibility, adaptability, and collaboration  + Demonstrates strong organizational skills by prioritizing work, meeting deadlines and work under pressure in a dynamic and complex environment  + Build and sustain relationships with peers, associates,relationship managers, Executive Office and business partners + Provide strategic support to risk teams in coordination and execution of initiatives + Demonstrated ability to facilitate effectively in both a face-to-face and virtual environment  **Program** **start** **date:** August 2026 **Program Duration** : 24-months, rotational **Program Location:** Charlotte, NC **Required Qualifications, US:** + 6+ months of work experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education **Desired Qualifications:** + Currently pursuing a bachelor’s degree with an expected graduation date between December 2025 – June 2026 in the fields of one or more of the following: IT, STEM, Statistics, Economics, Finance, Accounting and/or Analytics + Excellent verbal, written, and interpersonal communication skills + Intermediate OR Advanced (adjust as needed) Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills + Strong analytical skills with high attention to detail and accuracy + Proven ability to work effectively, as well as independently, in a collaborative, change driven atmosphere + Proven ability to prioritize work, take personal accountability, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment + Energetic self-starter who proactively takes initiative, acts with urgency, remains curious, and has a genuine interest in learning and growth + Strong business acumen with demonstrated interest in developing a career within financial services + Involvement in extracurricular enrichment activities through one or more of the following: volunteerism, student organization involvement, study abroad program(s), leadership position(s), non-profit involvement + Demonstrated knowledge, interest and/or experience in manipulating data using PowerBI, SAS, SQL, and/or Python, compliance, operational risk, and/or experience in the financial services industry _Wells Fargo will only consider candidates who are presently authorized to work for any employer in the United States and who will not require work_ _visa sponsorship from Wells Fargo now or in the future_ _to_ _retain_ _their authorization to work in the United States_ _._ _This program is the primary pipeline for our_ _full-time_ _entry level roles. All interns must be able to present_ _current_ _,_ _permanent work authorization to be eligible for the program._ All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state, and Federal law, including Section 19 of the Federal Deposit Insurance Act. Relevant military experience is considered for veterans and transitioning service men and women. Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation **Posting End Date:** 29 Sep 2025 **_*Job posting may come down early due to volume of applicants._** **We Value Equal Opportunity** Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. **Applicants with Disabilities** To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) . **Drug and Alcohol Policy** Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more. **Wells Fargo Recruitment and Hiring Requirements:** a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. **Req Number:** R-483479