Lenovo is a US$69 billion revenue global technology powerhouse, ranked #196 in the Fortune Global 500, and serving millions of customers every day in 180 markets. Focused on a bold vision to deliver Smarter Technology for All, Lenovo has built on its success as the world’s largest PC company with a full-stack portfolio of AI-enabled, AI-ready, and AI-optimized devices (PCs, workstations, smartphones, tablets), infrastructure (server, storage, edge, high performance computing and software defined infrastructure), software, solutions, and services. Lenovo’s continued investment in world-changing innovation is building a more equitable, trustworthy, and smarter future for everyone, everywhere. Lenovo is listed on the Hong Kong stock exchange under Lenovo Group Limited (HKSE: 992) (ADR: LNVGY).
This transformation together with Lenovo’s world-changing innovation is building a more inclusive, trustworthy, and smarter future for everyone, everywhere. To find out more visit www.lenovo.com, and read about the latest news via our StoryHub. Description and Requirements
岗位职责：
1. 处理客户信用额度申请，能独立进行企业信用风险评估，包括对宏观经济、行业状况和企业。
2. 对客户进行深入的调研，对财务/运营等数据进行整合、处理和综合分析
3. 跟踪并执行额度申请，检查订单匹配程度，跟踪付款，解决逾期/拖欠，坏账回收采集，梳理并分析财务，国家，行业，运营等综合信息，提供综合信用分析报告
4. 定期监控主管区域的国家风险，行业风险，客户运营风险
5. 协调保险公司和保险经纪公司针对客户额度申请提供风险转移方案
6. 协助信用经理支持融资项目,渠道现金流分析回顾
7. 与客户，销售，供应链，应收，财务等内外部密切沟通互动，确保日常业务支持顺畅，控制信用风险
8. 参与部门或公司的信用风险相关IT项目和流程监控
岗位要求：
1. 会计、金融或者经济硕士
2. 英语口语和书写流利，如有第二外语（俄语）优先
3. 沟通协调能力强
4. 综合分析能力强
5. 1-3年信用、风控、会计相关工作经验
Job Responsibilities:
1. Credit risk and bad debt control for Lenovo overseas business in WE.
2. Conduct thorough credit worthiness assessment on local customers, especially future cash flow and default risk.
3. Make credit decision recommendations on credit limit and payment term applications.
4. Work out risk mitigation solutions including collateral, securities and credit insurance to control bad debt
5. Monitor customers payments collections, resolve overdue, recover default loss
6. Daily communication and negotiation with external partners like banks, insures, credit agencies.
7. Interact with relative functions teams to obtain information related to sales forecast and business dynamic.
8. Visit oversea customers to obtain first-hand credit risk related information for a comprehensive in-depth customer review.
9. Research wider economies, sovereign risks, industry trends and how they affect customers' credit standing.
10. Assist in customers financing program, contribute to Lenovo cash flow.
11. Provide comprehensive credit/risk analysis and proposal for senior management team for prudent business decision making.
12. Interlock with customers, sales, supply chain, A/R, finance teams for smooth daily business support, and risk under control.
Job Requirements:
1. Master degree in Finance, Economics, or Accounting related area.
2. 1-3 years credit/risk/accounting related working experience.
3. Excellent writing and speaking skills in English.
4. 2nd foreign language skill – Russian is preferred
5. Strong ability of communication and handling pressure.
6. Detail-oriented with a solid knowledge of financial analysis.
7. Self-motivated and with teamwork spirit.
Additional Locations: * China - Beijing - 北京（Beijing） * China * China - Beijing * China - Beijing - 北京（Beijing）